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Blog: Title and Escrow

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this... Read more

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Closing and Title Costs

It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or... Read more

Locations

2115 John F Kennedy Rd, Dubuque IA
563-556-4577

903 2nd Ave SE, Dyersville, A
563-875-9455

104 Fillmore St SE, Cascade, IA
563-852-7653

About Us

American Realty is a real estate agency that has been serving Dubuque and the Tri-State area since 1972. We have a team of nearly 40 experienced REALTORS who can assist with the sale or purchase of real estate including commercial properties. We have three offices to assist you; Dubuque, Dyersville and Cascade. Our REALTORS can help you with all aspects of the sales process, and if you're new to the area, they'll also educate you on the area and help you find not just the perfect home but the perfect location.

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